Entitlements of construction workers | ನಿರ್ಮಾಣ ಕಾರ್ಮಿಕರ ಹಕ್ಕುಗಳು

This chapter delves into the details of the 12 welfare schemes under the Karnataka Building and Other Construction Workers Welfare Board (Karnataka BoCW), introduced to support the well-being of construction workers in the state. These schemes operate within the framework of the Building and Other Construction Workers (Regulation of Employment and Conditions of Service) Act, 1996 (BoCW Act). ಈ ಅಧ್ಯಾಯವು ಕರ್ನಾಟಕ ಕಟ್ಟಡ ಮತ್ತು ಇತರೆ ನಿರ್ಮಾಣ ಕಾರ್ಮಿಕರ ಕಲ್ಯಾಣ ಮಂಡಳಿ (ಕರ್ನಾಟಕ BoCW) ಅಡಿಯಲ್ಲಿ ರಾಜ್ಯದಲ್ಲಿನ ಕಟ್ಟಡ ಕಾರ್ಮಿಕರ ಯೋಗಕ್ಷೇಮವನ್ನು ಬೆಂಬಲಿಸಲು ಪರಿಚಯಿಸಲಾದ 12 ಕಲ್ಯಾಣ ಯೋಜನೆಗಳ ವಿವರಗಳನ್ನು ಪರಿಶೀಲಿಸುತ್ತದೆ. ಈ ಯೋಜನೆಗಳು ಕಟ್ಟಡ ಮತ್ತು ಇತರ ನಿರ್ಮಾಣ ಕಾರ್ಮಿಕರ (ಉದ್ಯೋಗ ಮತ್ತು ಸೇವಾ ಷರತ್ತುಗಳ ನಿಯಂತ್ರಣ) ಕಾಯಿದೆ, 1996 (BoCW ಕಾಯಿದೆ) ಚೌಕಟ್ಟಿನೊಳಗೆ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತವೆ.

Summary of key issues

Workers in construction and related work face a number of challenges in accessing welfare entitlements and these are summarised on this page.

Field coordinators should note that BoCW schemes do not have any components that address social deprivations except scholarships for children. There are no separate provisions or additional benefits for SCs, STs, OBCs or minorities.

ATTENTION:

Field coordinators should note that BoCW schemes do not have any components that address social deprivations except scholarships for children. There are no separate provisions or additional benefits for SCs, STs, OBCs or minorities.

Exclusion owing to policy design

Box for CSO comments: 

 

 

Exclusion owing to lack of awareness

Box for CSO comments: 

 

 

Exclusion owing to lack of supporting documentation

Box for CSO comments: 

 

 

Exclusion owing to technology or other process related reasons

Box for CSO comments: 

 

 

Exclusions owing to behavioural issues

Box for CSO comments: 

 

 

Legal provision of social security

Law/ Act under which these schemes are provided: BOCW (Building and Other Construction Workers) Act.

Implementation of the provisions under this act is through state-specific labor welfare boards.

Funding: welfare schemes under this act are financed by a 1% cess on all construction activities within the state.

Click here to access the Karnataka BoCW Welfare Board website

What are workers entitled to?

Availing benefits under the provision of BoCW Act is a two-step process

BoCW ಕಾಯಿದೆಯ ನಿಬಂಧನೆಯ ಅಡಿಯಲ್ಲಿ ಪ್ರಯೋಜನಗಳನ್ನು ಪಡೆಯುವುದು ಎರಡು-ಹಂತದ ಪ್ರಕ್ರಿಯೆಯಾಗಿದೆ

 

Every worker must get a Labour Card first.

The labour card enables access to 14 different life-stage specific entitlements summarised in the table below.

Benefits

Amount (Rs.)

Frequency

Applies to

Timeline for submission

BOCW Card

-

-

Worker

After 90 days of work in B&C

Pension

3,000

Monthly

Worker

Within 6 months of turning 60

Family pension

1,500

Monthly

Spouse

 

Accident

1-5 lakhs

One-time

Nominee/ Worker

Within 1 year of accident

Medical

20,000

-

Worker + dependents

Within 6 months of hospitalization, min 48 hours of hospitalization

Thayi Magu Sahaya Hastha

500 per month for 3 years

Monthly

Women worker- first 2 children

Within 6 months of delivery

Maternity

50,000

One-time

Women worker- first 2 children

Within 6 months of delivery

Marriage

60,000

One-time

Self or children (max twice)

Within 6 months of marriage

Major ailment

200,000

-

Worker + dependents

Within 6 months of discharge

Education

5,000 to 75,000

Annual

2 children

Within 6 months of next academic year

Disability pension

2,000

Monthly

Dependents

Within 6 months of issue of disability card

Funeral exp

4,000

One-time

Worker

Within 1 year of death

BMTC Bus Pass

2,100

Monthly

Worker

-

Toolkit

20,000

One-time

Skilled worker only

 

House Assistance

 

 

 

 

Step 1: Getting the labour card | ಕಾರ್ಮಿಕ ಕಾರ್ಡ್ ಪಡೆಯುವುದು

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What is a BoCW labour card?

A BoCW labor card is an official identification card issued to construction workers who are eligible under the BoCW Act. This is the first basic document required to avail entitlements under the BoCW Act.

Every construction worker must renew their registration with the Board every 3 years. If not renewed within this period, a 1-year grace period is granted. After that, the registration becomes invalid.

What are the requirements to get a labour card?

Click here to download the 90-day work certificate template

The employment certificate is validated by a labor inspector and employer/ registered labor union/ gram panchayat.

With a recent change in guidelines ration card is not mandatory now; till 6 months back this was a required document for labour card renewal.

If nominee and children's details are not provided at this time or are incorrect, it will lead to difficulty in availing benefits under various schemes. 

Common reasons why construction workers fail to receive the benefits under BoCW schemes

Exclusion owing to policy design

Another example: a person drives a vehicle supplying water on construction sites. When the labour inspector calls for verification, he says I am a driver. So, the application gets rejected.

Trades such as mason, plumber, electrician are considered part of CW.

At the time of verification, worker may switch to another worksite hence not available on previous construction site where he applied from.

Exclusion owing to lack of awareness
Exclusion owing to lack of supporting documentation

Petty laborers often face challenges in obtaining the seal or signature of contractors for work certificates since they work irregularly at various sites.

Exclusion owing to behavioural issues

Applicants, especially recent migrants, are hesitant to disclose all documents and information to CSOs (Civil Society Organizations).

Once the application gets rejected there is no refund. So, workers are apprehensive of wasting money and go via agencies.

Annual Renewal

  • Muster roll or pay slip is required for renewal. It is not possible to obtain for muster roll for ‘gig’ workers within this occupation.

As per the recent experience of some partners, the labour department has stopped accepting renewals without muster roll because, according to them, many non-construction workers have enrolled. Awaiting new format of muster rolls from the department. Workers with big builders do not face this problem.

  • Certain CSOs enroll construction workers into unions, and these unions assume the comprehensive responsibility for addressing labor card issues, including renewal, corrections, and updates, such as  Sampark and Grakoos.
  • Mitr Sanketa takes an additional step by liaising with government departments to personally collect the paperwork required for laborers' card applications and access to various schemes.
  • CFAR have set up a CSC (customer service centre) so can apply for schemes etc directly.

Step 2.1: Medical assistance | ಕಾರ್ಮಿಕ ಆರೋಗ್ಯ ಭಾಗ್ಯ

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Karmika Arogya Bhagya scheme provides registered construction workers and their families financial support to cover various medical expenses, including hospitalization and treatment costs. 

What are the workers entitled to?

The financial assistance is applicable to registered construction workers and their family members who are hospitalized in a government hospital, a private hospital listed in Schedule I of the Karnataka Government Servant’s (Medical Attendance) Rules, 1963, or a hospital recognized under any state government insurance scheme. 

Workers have to first pay and then seek reimbursement.

On paper, this assistance is available for a minimum continuous hospitalization period of 48 hours, and it amounts to Rs 300 per day of hospitalization, with a maximum cap of Rs 20,000, subject to actual expenses incurred. See a later section on this page for challenges in reimbursement especially with respect to minimum period of hospitalisation.

What are the eligibility criteria? 
What documents are required for application?

Click here for a list of centers for enrollment

What is the procedure to apply?

Click here to apply medical assistance

 At this step, applicants depend on CSOs for guidance and assistance on the paperwork/ online process.  

Common reasons why construction workers fail to receive the benefits under Karmika Arogya Bhagya

Exclusion owing to policy design
Exclusion owing to lack of supporting documentation

Reimbursement made directly to the claimant's bank accounts via Direct Bank Transfer (DBT). Transaction fails if bank account is not linked to Aadhar.

Exclusion owing to reimbursement process related reasons

Reimbursement is done only if treatment is in hospitals empaneled with the board.

Reimbursement rates range from 75% to 90%

No subsidized rates like CGHS for diagnosis, doctor fees, and medicines.

Click here for list of approved hospitals


    Step 2.2: Thayi Magu Sahaya Hastha | ತಾಯಿ ಮಗು ಸಹಾಯ ಹಸ್ತ

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    Thayi Magu Sahaya Hastha, a nutrition assistance and pre-school education focused entitlement, applies to registered woman construction workers and their first two children for a duration of three years from the date of delivery.

    What are the workers entitled to?

    A registered woman construction worker is entitled to:

    Applications should be submitted within six months of delivery.

    Please note: miscarriages are counted as live births.

    What are the eligibility criteria?

    Wife of a construction worker is not eligible for this benefit. In many cases, both husband and wife work as construction workers, but only the husband has a labour card, believing that one card is sufficient for the entire family. 

    What documents are required?
    What is the application procedure?

    Applicant needs to submit the application via the Seva Sindhu portal within 6 months of delivery.

    Click here to apply Thayi Mau Sahaya Hastha

    Every application has to be accompanied by the birth certificate of the child obtained from the Registrar of Birth and Deaths.

    For continuity of benefits beyond the first year, application must be submitted for the second and third years as well. This also requires annual submission of an affidavit to prove that the child, for whom the benefit is claimed, is alive.

    Common reasons why construction workers fail to receive the benefits under BoCW schemes

    Exclusion owing to policy design

    Minimum one-year waiting period for maternity benefit eligibility i.e. should be a registered construction worker for at least a year before claiming benefits.

    Exclusion owing to lack of supporting documentation
    Exclusion owing to eligibility conditions
    Exclusion owing to renewal related process

    Step 2.3: Assistance for major ailments | ಪ್ರಮುಖ ಕಾಯಿಲೆಗಳಿಗೆ ಸಹಾಯ

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    Assistance for Major Ailments provides support for medical expenses, with a maximum amount of Rs. 2,00,000/- (Rupees Two Lakh only), related to the treatment of significant illnesses for registered construction workers and their dependents.

    What are the major ailments?

    Major ailments refer to serious health conditions such as heart surgeries, COVID-19, kidney transplants, eye surgeries, paralysis treatment, bone surgeries, uterus surgeries, asthma treatment, complications from miscarriage, gallbladder problems, kidney stones, brain hemorrhages, ulcers, cancer treatments, dialysis, surgeries related to kidneys, ears, nose, and throat, brain and nerve surgeries, blood vessel surgeries, throat and digestive system treatments, breast surgeries, hernia, appendix, bone fractures, or any other illness that the Board considers serious, including work-related diseases.

    Accident means any physical injury that causes permanent disability (partial or full) or death as a result of an accident during work or while traveling between home and work. If the accident happens on the usual route between home and the workplace, and it results in death, it is also considered.

    What are the workers entitled to?

    Financial assistance is provided to registered construction workers and their dependents during hospitalization.

    The assistance is applicable for a minimum continuous hospitalization period of 48 hours.

    The financial aid amounts to Rs 300/- per day of hospitalization, with a maximum limit of Rs 200,000/-.

    The application must be submitted within six months from the commencement date of hospitalization.

    Hospitalization is limited to either a Government hospital or a private hospital listed in Schedule I of the Karnataka Government Servant’s Rules, 1963, or a hospital recognized under any insurance scheme of the State Government.

    Click here for list of approved Government and Private Hospitals

    On paper, this assistance is available for a minimum continuous hospitalization period of 48 hours, and it amounts to Rs 300 per day of hospitalization, with a maximum cap of Rs 20,000, subject to actual expenses incurred. See a later section on this page for challenges in reimbursement especially with respect to minimum period of hospitalisation.

    What are the eligibility criteria?
    What type of documents required?

    Application can be submitted within 6 months of the hospitalization commencement date.

    Common reasons why construction workers fail to receive the benefits under BoCW schemes

    Exclusion owing to on-ground implementation
    Exclusion owing to Lack of awareness and trust among workers

    Step 2.4: Maternity Benefits | ಹೆರಿಗೆ ಪ್ರಯೋಜನಗಳು

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    A registered female construction worker is eligible for assistance of Rs.50,000 for the first two deliveries, whether the child is male or female. This support is granted upon the worker's application and submission of childbirth proof.

    What are the workers entitled for?

    The Secretary or any other officer duly authorized by the Board shall approve an application from a registered female construction wo'rker for an amount of Rs. 30,000 for a female child and Rs. 20,000 for a male child.

    Scheme is limited to the first two deliveries, upon submission of proof of childbirth.

    The assistance will be provided in the form of a Fixed Deposit or Bond (Thayi Lakshmi Bond) in the mother's name, with a minimum maturity period of 3 years.

    To gain benefits from the scheme, proof of child birth is necessary.

    What are the eligibility criteria?

    The Amount shall be sanctioned, only if the conditions are fulfilled namely.

    1. Woman has to be registered as a construction worker
    2. The registered woman construction worker can get this assistance only twice.
    3. Second claim application shall be accompanied by an affidavit stating that the claim is for second delivery.
    4. The certification of registration of birth obtained from the registrar of births and deaths or certificate of delivery in a government or private hospital in the state of Karnataka duly signed by the doctor concerned from the institution shall be produced along with the application.

    The documentation states that registered female construction workers were initially expected to have no outstanding payments to the Board. However, it is necessary to verify whether this provision has since been revoked or abandoned.

    The registered woman construction worker shall not be given this assistance if she already has two living children.

    The scheme is exclusively sanctioned to registered female construction workers, and the wives of male construction workers are not eligible.

    What type of documents required?
    1. Attested Proof of Identity/labour card issued by the Board
    2. Filled application form XVII
    3. Proof of Bank Account
    4. Photo of Child
    5. Employment Certificate
    6. Discharge Summary from hospital
    7. Birth Certificate of Child
    8. Affidavit for the second child

    Application need to be submitted within 6 months of delivery

    What is the procedure to apply?
    1. Applicant needs to submit the application.
    2. Application processing and Verification by Senior/ Labour Inspector.
    3. Review and Approval by Labour Officer

    Common reasons why construction workers fail to receive the benefits under Maternity scheme

    Exclusion owing to policy design
    1. If the husband is a construction worker, his pregnant wife, as the spouse of a construction worker, is not eligible for this facility.
    2. To access this benefit, pregnant women are required to provide a work certificate demonstrating 90 days of employment before delivery. However, it may be challenging for a pregnant woman to engage in strenuous work for the full 90 days preceding delivery.

    Miscarriages are considered as live births, and the eligibility criteria stipulate that only two live births are allowed under the scheme.

    Exclusion owing to on-ground implementation
    1. This scheme does not cover home deliveries, where women give birth at home. In such cases, since there is no discharge summary, they are unable to apply for the benefits.
    Exclusion owing to lack of awareness
    1. Lack of awareness amongst women workers to avail this scheme.
    2. This program is offered for three consecutive years, after which it must be renewed annually. But after the first year, many people won't apply for the renewal owing to a lack of knowledge.

    Step 2.5: Marriage Assistance | ಮದುವೆ ನೆರವು

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    What is Marriage Assistance scheme?

    Marriage Assistance Scheme designed to offer financial aid a sum of Rs. 60,000/- (Rupees Fifty Thousand Only) to registered construction workers, assisting them in managing the wedding expenses for two dependent children. The scheme provides this support through a grant, subject to specific conditions, including a prerequisite of at least one year between the worker's registration date and the date of their son's or daughter's marriage for which assistance is being sought. Can be availed for own marriage also.

    What is the eligibility criteria for accessing benefits from the scheme?

    Marriage assistance will only be provided if the son or daughter of the registered construction worker has reached the legal age for marriage.

    Please check old provision- The registered construction worker shall have no dues payable to the Board.

    What type of documents required for application?
    1. Beneficiary/original Identity card, Issued by the board.
    2. Employment Certificate
    3. Bank Account details
    4. Marriage Certificate by Registrar of the marriage
    5. Marriage Invitation Card
    6. Affidavit if marriage is outside Karnataka state.
    7. Ration Card
    8. Application submitted within 6 months of the marriage.
    What is the procedure to apply?
    1. Applicant needs to submit the application.
    2. Application processing and Verification by Senior/ Labour Inspector.
    3. Review and Approval by Labour Officer
    4. Worker needs to be a domicile of Karnataka and marriage has to be done in Karnataka only.
    5. Migrants from other states are not eligible at first place.
    6. CW engaged in multi-occupation leads to outright rejection during inspections. 
    7. Applications restricted to registered labor department district.
    8. Minimum 1 year old BOCW Card needed for scheme enrolment.
    9. The family of a registered construction worker can avail this assistance only twice, however there shall be only one claim in respect of a given marriage irrespective of the number of registered construction workers in the family.

    Common reasons why construction workers fail to receive the benefits under Marriage assistance

    Exclusion owing to policy design
    1. Worker needs to be a domicile of Karnataka and marriage has to be done in Karnataka only.
    2. Migrants from other states are not eligible at first place.
    3. CW engaged in multi-occupation leads to outright rejection during inspections. 
    4. Applications restricted to registered labor department district.

    Exclusion owing to Workers/behavioral issues
    1. Workers lack guidance for handling inspectors during inspections. Inspectors engage in conversation with neighbors, considering their input for worker eligibility assessment.
    2. Claims pertaining to under age marriages are rejected.
    Exclusion owing to eligibility conditions
    1. Minimum 1 year old BOCW Card needed for scheme enrolment.
    2. The family of a registered construction worker can avail this assistance only twice, however there shall be only one claim in respect of a given marriage irrespective of the number of registered construction workers in the family.

    Step 2.6: Pension Scheme | ಪಿಂಚಣಿ ಯೋಜನೆ

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    Pension scheme under BoCW in Karnataka offer financial assistance of Rs. 3,000 per month to registered construction workers in their retirement years. 

    What are the workers entitled to?

    Workers meeting eligibility criteria and contributing to the welfare fund qualify for a monthly pension of Rs. 3000 upon reaching the designated retirement age of sixty years.

    A registered construction worker must remain a continuous beneficiary of the board for a duration of three years before reaching the age of 60.

    Contribution is not mandatory post the commencement of COVID, but active engagement in the construction sector is still a prerequisite.

    Application can be submitted within 6 months after attaining the age of sixty years

    Eligible workers are required to submit a Living Certificate (Form XII-A) annually to qualify for the pension.

    What are the eligibility criteria for accessing benefits from pension scheme?
    1. Age Requirement: The beneficiary must have reached the age of sixty years.
    2. Duration of Beneficiary Status: The beneficiary should have been registered as a beneficiary of the Board for at least six years before reaching the age of 60.
    3. Subscription Payment: Eligibility is also determined by having paid the subscription fees until the age of sixty. In other words, those who have consistently contributed to the welfare fund until the specified age is eligible for the pension. (Note: This is not applicable currently.)
    What type of documents required for application?
    1. Filled application form XII
    2. Attested photocopy of ID card
    3. Original ID card submitted to the Board
    4. Photocopy of beneficiary’s bank passbook
    5. Ration Card.
    6. Employer Certificate.
    7. In case of Beneficiary death, nominee should provide death certificate to Board.
    8. Before attaining age of 60 years registered construction worker shall be the beneficiary of the board continuously for the period of 3 years.
    9. Application processing verification [If required] by the Senior/ Labour Inspector.
    10. Review approval by the Secretary /Joint Secretary.

    Application can be submitted within 6 months after attaining the age of sixty years.

    Registering authority should submit the copy of the age proof of beneficiary which was submitted at the time of registration.

    Common reasons why construction workers fail to receive the benefits under BoCW schemes

    Exclusion owing to eligibility conditions

    The scheme mandates that individuals have worked for a period of 3 years before reaching the age of 60 and maintained board membership for at least 6 years to access the benefits.

    The scheme's requirement for individuals to work until the age of 60, despite the fact that many construction workers retire between the ages of 50 to 55, poses a significant challenge.

    Exclusion owing to on ground implemenation


    To qualify for the pension, it's required to submit an annual "living certificate." Yet, for numerous senior citizens, obtaining this certificate poses a challenge as they must personally visit the center where it's prepared, including providing biometric fingerprints. However, due to the physical strain of labor-intensive work, there are instances where these fingerprints may not match the records.

    Examples of CSOs going the extra mile to get work done

    Currently, the sole form of pension available is the old age pension; however, Fedina is actively working to establish a framework to expand pension coverage to retired construction workers.

    Questions and scenarios for discussion

    What happens when the retiree moves to another state?

    Step 2.7: Disability Pension | ಅಂಗವೈಕಲ್ಯ ಪಿಂಚಣಿ

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    The Disability Pension Scheme offers financial support to registered construction workers who are partially disabled due to any disease or accident at the worksite.
    What are the workers entitled to?

    The Board or an authorized officer may approve a monthly disability pension of Rs. 2000, as per the Government of Karnataka Notification, for a beneficiary who is partially disabled due to any disease or accident at the worksite. Additionally, an ex-gratia payment of not more than Rs. 2,00,000 (Rupees two lakhs only) may be sanctioned, depending upon the percentage of disability.

    What are the eligibility criteria?

    A worker should be disabled

    What documents are required for application?
    1. Original ID card submitted to the Board
    2. Photocopy of beneficiary's bank passbook
    3. Provide a Living Certificate every year
    4. Ration Card
    5. Employer Certificate
    6. Medical Report
    7. ID card issued by the department for the empowerment of differently abled and Senior citizens
    8. Photocopy of the disabled beneficiary
    9. Application can be submitted within 6 months from the date of issue of disability ID card by the competent authority
    10. In case of death of the Beneficiary Nominee should provide a death certificate to the Board
    11. Application in Form XIV
    12. subscription certificate by SLI/LI

    Click here to apply for Disability pension 

    What is the Procedure for applying for a disability pension?
    1. Applicant needs to submit the application.
    2. Application processing and Verification by Senior/ Labour Inspector.
    3. Review and Approval by the Assistant Labour Commissioner

    Common reasons why construction workers fail to receive the benefits under disability pension scheme

    Exclusion owing to eligibility condition

    Labor must be registered as a construction worker to qualify for the scheme.

    Exclusion owing to on-ground implementation

    Only individuals with 50% or more disability are eligible for these pensions. 

    Application process involves applying online.

    Women with disabilities are required to submit their applications to the Women and Child Development (WCD) department to obtain the necessary certificate, serving as an additional prerequisite.

    According to the Mitr Sanketa's interaction with women in Bangalore, approval is granted to only 3-4 individuals out of 5000 applicants, and the specific reasons for rejection are undisclosed or unshared.

    Examples of CSOs going the extra mile to get work done

    Step 2.8: Education Assistance | ಶಿಕ್ಷಣ ನೆರವು


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    The education assistance schemes aim to offer annual financial support to the children of registered workers, covering education from Class I to Diploma, Graduation, Post-Graduation, etc.

    What financial support is available for the children of construction workers?
    SI No. Name of the education courses or standard or grade Annual Educational assistance (INR)
    1 KG/Pre school/ Nursery (Age 3 to 5) 5,000
    2 1st to 4th standard 5,000
    3 5th to 8th standard 8,000
    4 9th to 10th standard 12,000
    5 1st PUC & 2nd PUC 15,000
    6 ITI/Polytechnic/ Diploma 20,000
    7 BSc Nursing (Paramedical)/ G.N.M / A. N. M  40,000
    8 D.Ed. 25,000
    9 B. Ed 35,000
    10 Graduation 25,000
    11 L.L.B/ L.L.M 30,000
    12 Post Graduation (maximum 2 years) 35,000
    13 BE/ B. Tech or equivalent Master's Degree 60,000
    14 Medical (MBBS/ BAMS/ BDS/ BHMS/ or equivalent medical courses) 60,000
    15 MD (Medical) 75,000
    16 PhD/ M. Phil for any subject (maximum of 3 years for PHD and 1 year for M.Phil.) 25,000
    17 IIT/ IIIT/ IIM/ NIT/ IIISER/ Courses accredited by AIIMS/ NLU and Government of India Tuition fee
    What are the eligibility criteria?

    Educational assistance is extended to the son or daughter of a registered construction worker.

    Click here to apply for Education assistance scheme

    Guidelines for applying application

    Guidelines for applying application- Pre-Matric Scholarship

    Guidelines for applying application-Post-Matric Scholarship

    Common reasons why construction workers fail to receive the benefits under Education assistance

    Exclusion owing to eligibility condition

    Exclusion owing to documentation
    1. In Karnataka, all educational assistance schemes require the SATS ID, a state-specific identification that is often unavailable to migrants. The father's Aadhar is compulsory, but in cases where the father passed away before 2012, his Aadhar information is not accessible.

    2. The schemes operate within a narrow time frame for application and demand various documents, posing challenges for migrants in obtaining the necessary paperwork from their places of origin.

    3. Failure to accurately list the children's names on the labor card and providing incorrect details about the worker's children will lead to application denial.

    Exclusion owing to policy design related
    1. The scheme's benefits are seasonal in nature and can't be applied for continuously. In 2021, applications were accepted only in June, July, and August. In 2022, the window was open in February, March, and April.
    2. Benefit applies only up to two children and remaining children are automatically out of the coverage.
    3. Officials insist on SATS ID (student identification number) which is a KA specific document and migrants don’t have it in home state.
    4. The delayed renewal of the father's labor card leads to missed deadlines due to the brief application window and a lack of awareness among laborers about the necessity to renew their cards.
    Exclusion owing to tech & system related
    1. Many universities have yet to update their college codes, and by the time they do, the deadline will likely have passed.

    2. The portal frequently encounters server issues, causing delays in application submissions and resulting in application failures.

    3. Moreover, there is a very limited time frame to apply for the scholarship, and the department often alters the application process, causing confusion among applicants.

    4. The department modifies the process each year:

      • In 2023: SS (Seva Sindhu)

      • In 2022: Applications can only be submitted through SSP (State Scholarships Portal)

      • In 2021: SS (Seva Sindhu)


    Step 2.9: Accident Benefits | ಅಪಘಾತ ಪ್ರಯೋಜನಗಳು

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    The Accident Benefit provides financial assistance to registered construction workers who experience unforeseen and sudden events leading to death or permanent, total, or partial disablement.

    What are accident related benefits under BoCW?
    1. When a registered construction worker experiences an accident during their employment, the employer is obliged to provide compensation as per the Employee's Compensation Act, 1923.

    2. The Secretary or an authorized representative may grant compensation as follows: 50% in a Fixed Deposit in a National Bank and 50% through an account payee cheque or Direct Benefit Transfer (DBT).

    3. The compensation amounts are as follows:

      1. INR 5 Lakh to the nominee in the event of death,

      2. INR 2 Lakh for permanent total disablement, and

      3. INR 1 Lakh for permanent partial disablement, proportionate to the degree of disablement as defined by the Employee's Compensation Act, 1923.

    When are benefits from the accident scheme not provided?

    Benefits will not be given under the following cases: 

    1. Natural Death
    2. payment of compensation in Respect of Death or injury as a consequence of resulting from-
      • Committing or attempting suicide, Intentional self-injury;
      • whilst under the influence of intoxicating liquor or drugs;
      • Committing any breach of law with the criminal intent;
      • Pregnancy during childbirth, miscarriage, abortion or complication arising there from;
      • curative treatments or interventions;
      • venereal or sexually transmitted diseases;
      • HIV or related illness;
      • Any attempted crime on the body
    What type of documents are required for application?
    1. Photocopy of ID card attested by gazette officer
    2. Photocopy of bank passbook Beneficiary or Nominee's in case of beneficiary’s death
    3. Beneficiary/original Identity card, Issued by the board.
    4. Respective application shall be made in Form XXI or XXI-B
    5. Death Certificate (in case of death due to accident)
    6. Postmortem report
    7. Any Photo ID proof of Nominee 
    8. FIR copy
    9. Medical report
    10. Employer Certificate
    11. Form XXI-A (This document has to be filled by the employer and uploaded)
    12. Application shall be submitted within one year of accident
    13. Subscription certificate by SLI/LI

    Common reasons why construction workers fail to receive the benefits accident scheme

      Exclusion owing to eligibility
      Exclusion owing to documentation related

      On-ground implementation issues

      Worker/ behavioral issues

      Questions and scenarios for discussion

      1. Do doctors ask for bribes?
      2. Can benefits under this be availed along with benefits under UDID card?

      Step 2.10: Assistance to meet funeral expenses and ex-gratia | ಅಂತ್ಯಕ್ರಿಯೆಯ ವೆಚ್ಚಗಳನ್ನು ಪೂರೈಸಲು ಸಹಾಯ ಮತ್ತು ಎಕ್ಸ್-ಗ್ರೇಷಿಯಾ

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      If a registered construction worker dies, the Secretary, or any other officer authorized on this behalf by the Board, shall pay a sum of [Rs. 4,000(Rupees four thousand only)] to the nominee of the deceased registered construction worker to meet the funeral expenses of the deceased registered construction worker [and an ex gratia amount of [Rs. 71,000 (Rupees fifty thousand only)] shall also be paid to the nominee of the deceased registered construction worker to mitigate the financial hardship caused by the sudden demise.
      What are the eligibility criteria to avail funeral expenses and the ex-gratia scheme?
      1. Workers are required to register with the board.
      2. Nominees eligible for the scheme must be specified during registration.
      3. In the case of a legal heir, the Aadhaar number must be provided.

      Click here to apply for assistance to meet funeral expenses and ex-gratia

      What type of documents are required for the application?
      1. Original ID card
      2. Application in Form XVIII
      3. Photocopy of bank passbook Beneficiary or Nominee in case of beneficiary’s death
      4. Death Certificate attested by gazetted officer
      5. Ration Card
      6. Aadhaar Card
      7. Employer Certificate
      8. Any Photo ID proof of Nominee
      9. Application shall be submitted within one year of death
      10. subscription certificate by SLI/LI

      Common reasons why construction workers fail to receive the assistance to meet funeral expenses and ex-gratia

      Exclusion owing to eligibility condition
      1. To avail themselves of the benefits, laborers must register as construction workers, but this requirement applies mainly to trades like masonry, plumbing, and electrical work, rather than to roles such as gardening and parking area maintenance, which are not categorized as part of the construction workforce.
      Exclusion owing to on-ground implementation
      1. A death certificate is a requirement, but if a worker passes away at home or in another state, obtaining the certificate can be delayed.
      2. The deceased's name needs to be the same on both the death certificate and the labor card. Additionally, it is quite challenging to apply if the spelling changes.
      3. If the nominee is a minor son, he might not possess an Aadhaar card, and even if he does, the funds will be granted upon reaching the age of 18 
      4. According to protocol, labor inspectors are mandated to physically visit the residence of the deceased to approve claims. Despite this, a significant portion of applications is often denied or rejected without an official visit.
      5. An employment certificate is required when submitting a death claim, however, obtaining the certificate for the deceased is challenging.
      Exclusion owing to policy design issue
      1. If Aadhar is not seeded, they will not receive assistance because it would be sent to their account via DBT (Direct Bank Transfer).
      2. Nominee is must; without one, funds cannot be disbursed

      Step 2.11: Shrama Samarthya Toolkit | ಶ್ರಮ ಸಾಮರ್ಥ್ಯ ಟೂಲ್ಕಿಟ್

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      A construction worker who has been registered as a beneficiary is eligible for Toolkit not exceeding rupees INR 20,000.

      What are the eligibility criteria for accessing benefits from the Shrama Samarthya Toolkit scheme?
      1. The beneficiary should be within fifty-five years of age
      2. The beneficiary shall complete skill acquisition or skill upgradation training in masonry, plumbing, carpentry, bar bending & scaffolding, painting, tile laying, electrician, welding & steel fabricating, etc., acquired from skill development centers established by the board jointly with other Government departments in this regard. Tool kits will be provided after completion of the training.
      3. The training programs shall include skills required for the construction workers to improve their awareness & employability the board shall bear the expenditure for the wage compensation of the trainees, boarding & lodging, Trainer & Master Trainee.
      4. This facility shall be available to a beneficiary only once during his membership in the board.
      5. While claiming this assistance the beneficiary shall produce the original certificate for having undergone skill acquisition or skill upgradation training along with the application in Form XV

      Click here to apply for Shrama Samarthya Toolkit

      What type of documents are required for the application?
      1. Application in Form XV
      2. Photocopy of ID card attested by gazetted officer
      3. Proof of Bank Account
      4. This training facility can be availed once during membership of the beneficiary
      5. subscription certificate by SLI/LI
      6. Application processing and Verification (if required) by Labour Inspector
      7. Review and Approval by the Board
      8. Issue of training certificate by training center

      Common reasons why construction workers fail to receive the benefits under Shrama Samarthya Toolkit

      Exclusion owing to eligibility conditions
      1. Labor has to be registered as a construction worker 

      2. Labor must be within 55 years of age 

      3. Labor has undergone and completed training in various skills like masonry, plumbing, carpentry, and more at government-established skill development centers

      Exclusion owing to scheme related
      1. Unskilled workers and helpers are not eligible for toolkits 
      Exclusion owing to on-ground implementation
      1. Some individuals who work as masons might label themselves as just 'helpers'. Masons receive kits while helpers don't.
      2. This benefit is seasonal and involves the department contacting organizations, informing them about the provision of mason kits, painter kits, etc. Organizations are then instructed to organize their documents accordingly. This initiative has been in place for the past 2-3 years, specifically in 2021 for masons, 2022 for painters, and the details for the year 2023 are yet to be declared.

      Step 2.12: Assistance for free BMTC bus pass | ಉಚಿತ ಬಸ್ ಪಾಸ್ ಗೆ ನೆರವು

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      Assistance of concessional bus pass to registered construction workers in Bengaluru Metropolitan Transportation Corporation (BMTC) buses.

      What are the eligibility criteria for accessing benefits from free BMTC bus pass?

      A registered construction worker who is a permanent resident of Bengaluru City (Bruhat Bengaluru Mahanagara Palike Limits) is eligible to avail the benefit of BMTC Bus pass.

      What type of documents required for application?
      1. Labor card of the registered beneficiary
      2. Aadhaar Card
      3. Two stamp size Photo

      Common reasons why construction workers fail to receive the benefits under Education assistance

      Exclusion owing to eligibility conditions
      1. To avail themselves of the benefits, laborers must register as construction workers, but this requirement applies mainly to trades like masonry, plumbing, and electrical work, rather than to roles such as gardening and parking area maintenance, which are not categorized as part of the construction workforce.
      2. Worker need to be permanent resident of Bangalore City. 
      Exclusion owing to documents related

      A registered construction worker who is a permanent resident of Bengaluru City (Bruhat Bengaluru Mahanagara Palike Limits) or the place from where he travels to Bengaluru is eligible to avail the benefit of BMTC Bus pass. Local address not required as long as registered in Bangalore.

      Exclusion owing to scheme related
      1. The scheme has exclusively extended benefits to laborers with permanent residency, leaving out all other workers without such residency status.