# Insurance

[![Insurance.webp](https://schemesandentitlements.org/public/uploads/images/gallery/2023-11/scaled-1680-/insurance.webp)](https://schemesandentitlements.org/public/uploads/images/gallery/2023-11/insurance.webp)

The provided schemes are available to all citizens, offering insurance coverage for death, accidental death, or disability due to accident.

<table border="1" id="bkmrk-scheme-weblink-for-m" style="border-collapse: collapse; width: 114.198%; height: 313px;"><colgroup><col style="width: 18.1706%;"></col><col style="width: 24.1038%;"></col><col style="width: 16.44%;"></col><col style="width: 19.2751%;"></col><col style="width: 22.0104%;"></col></colgroup><tbody><tr style="height: 29.7969px;"><td style="height: 29.7969px;">**Scheme**</td><td style="height: 29.7969px;">**Weblink for more information**</td><td style="height: 29.7969px;">**State/Central**</td><td>**Applies to Individual/ Household**</td><td>**Category (worker type or situation specific)** </td></tr><tr style="height: 35.3906px;"><td style="height: 35.3906px;">Pradhan Mantri Suraksha Bima Yojana(PMSBY)</td><td style="height: 35.3906px;">[Pradhan Mantri Suraksha Bima Yojana Bima Yojana](https://www.myscheme.gov.in/schemes/pmsby "Click here for more information")</td><td style="height: 35.3906px;">Central</td><td>Individual</td><td>Accidental death and disability</td></tr><tr style="height: 28.3906px;"><td style="height: 28.3906px;">Pradhan Mantri Jeevan Jyoti Bima YAojana</td><td style="height: 28.3906px;">[Pradhan Mantri Jeevan Jyoti Bima Yojana](https://www.myscheme.gov.in/schemes/pmjjby "Click here for more information")</td><td style="height: 28.3906px;">Central</td><td>Individual</td><td>Death</td></tr><tr style="height: 57.7812px;"><td style="height: 57.7812px;">Karnataka State Private Commercial Transport Workers Accident Benefit Scheme</td><td style="height: 57.7812px;">[Karnataka State Private Commercial Transport Workers Accident Benefit Scheme](https://labour.karnataka.gov.in/info-2/Karnataka+State+Private+Commercial+Transport+Workers+Accident+Benefit+Scheme/en "Click here for more information")</td><td style="height: 57.7812px;">State</td><td>Individual</td><td>Death</td></tr></tbody></table>