# Livelihood & Self employment

[![livlihood.jpg](https://schemesandentitlements.org/public/uploads/images/gallery/2023-11/scaled-1680-/SeJlivlihood.jpg)](https://schemesandentitlements.org/public/uploads/images/gallery/2023-11/SeJlivlihood.jpg)

The following schemes are approved for unorganized sector workers to participate in self-employment or income-generating livelihood activities.

<table border="1" id="bkmrk-scheme-name-weblink-" style="border-collapse: collapse; width: 100%; height: 1935.93px;"><colgroup><col style="width: 14.2151%;"></col><col style="width: 15.204%;"></col><col style="width: 43.6341%;"></col><col style="width: 12.7318%;"></col><col style="width: 14.3387%;"></col></colgroup><tbody><tr style="height: 80.1693px;"><td style="height: 80.1693px;">**Scheme Name**

</td><td style="height: 80.1693px;">**Weblink for more information**

</td><td style="height: 80.1693px;">**Purpose of scheme**

</td><td style="height: 80.1693px;">**State/Central**

</td><td style="height: 80.1693px;">**Applies to Individual/Household**</td></tr><tr style="height: 80.1823px;"><td style="height: 80.1823px;">Shrama Shakthi Scheme  
</td><td style="height: 80.1823px;">[Shrama Shakthi Scheme](https://www.myscheme.gov.in/schemes/sss "Click here for more information")  
</td><td style="text-align: justify; height: 80.1823px;">Religious minority community entrepreneurs will be trained in artistic and technical skills and provided a loan of ₹50,000/- with a 4% rate of interest, to be paid in 36 installments</td><td style="height: 80.1823px;">State</td><td style="height: 80.1823px;">Individual</td></tr><tr style="height: 80.1823px;"><td style="height: 80.1823px;">Direct loans for business enterprise  
</td><td style="height: 80.1823px;">[Direct loans for business enterprise](https://www.myscheme.gov.in/schemes/dlbe "Click here for more details")  
</td><td style="text-align: justify; height: 80.1823px;">To provide financial assistance in the form of loans to persons belonging to the State's Religious Minority Communities so as to help them to start their businesses or expand their existing ones</td><td style="height: 80.1823px;">State</td><td style="height: 80.1823px;">Individual</td></tr><tr style="height: 96.9792px;"><td style="height: 96.9792px;">Self Employment Scheme</td><td style="height: 96.9792px;">[Self Employment Scheme](https://www.myscheme.gov.in/schemes/ses "Click here for more details")</td><td style="text-align: justify; height: 96.9792px;">Subsidies will be provided to the religious minority communities with the help of Nationalized / Scheduled banks to start or improve a small-scale handicraft industry, service sector, and agro-based activitie</td><td style="text-align: justify; height: 96.9792px;">State</td><td style="text-align: justify; height: 96.9792px;">Individual</td></tr><tr style="height: 63.3724px;"><td style="text-align: justify; height: 63.3724px;">Samruddhi scheme  
</td><td style="text-align: justify; height: 63.3724px;">[Samruddhi scheme](https://www.myscheme.gov.in/schemes/samruddhischeme "Click here for more details")  
</td><td style="text-align: justify; height: 63.3724px;">To collaborate, create a partnership with potential companies, and thereby promote 25,000 entrepreneurs in the State for three years</td><td style="height: 63.3724px;">State</td><td style="height: 63.3724px;">Individual</td></tr><tr style="height: 147.344px;"><td style="text-align: justify; height: 147.344px;">Subsidy Scheme For Purchase Of Taxi / Goods Vehicle / Passenger Autorickshaw</td><td style="text-align: justify; height: 147.344px;">[Subsidy Scheme For Purchase Of Taxi / Goods Vehicle / Passenger Autorickshaw](https://www.myscheme.gov.in/schemes/subsidy-scheme-for-taxi "Click here for more details")</td><td style="height: 147.344px; text-align: justify;">Subsidy of 33% on Vehicle value or up to a maximum of Rs 2,50,000/- will be given to each beneficiary to buy Auto Rickshaw/Taxi/Goods Vehicle.</td><td style="height: 147.344px;">State</td><td style="height: 147.344px;">Individual</td></tr><tr style="height: 46.5625px;"><td style="height: 46.5625px;">Unnati Scheme</td><td style="height: 46.5625px;">[Unnati Scheme](https://www.myscheme.gov.in/schemes/unnati "Click here for more details")</td><td style="height: 46.5625px; text-align: justify;">To provide a comprehensive entrepreneurship platform for startups. </td><td style="height: 46.5625px;">State</td><td style="height: 46.5625px;">Individual</td></tr><tr style="height: 80px;"><td style="height: 80px;">Prerana (micro Credit Finance) Scheme</td><td style="height: 80px;">[Prerana (micro Credit Finance) Scheme](https://www.myscheme.gov.in/schemes/prerana "Click here for more details")</td><td style="height: 80px; text-align: justify;">To encourage women from urban and rural areas to set up self-help groups and help them to set up a productive business and turn them profitably.</td><td style="height: 80px;">State</td><td style="height: 80px;">Individual</td></tr><tr style="height: 130.573px;"><td style="height: 130.573px;">Udyogini Scheme</td><td style="height: 130.573px;">[Udyogini Scheme](https://www.myscheme.gov.in/schemes/us "Click here for more details")</td><td style="height: 130.573px; text-align: justify;">To assist women in gaining self-reliance and economic independence through self-employment, mainly through trade and the service sector. It also provides for a subsidy on loans from the Karnataka State Women’s Development Corporations for undertaking business activities/ micro enterprises through banks and other financial institutions.</td><td style="height: 130.573px;">State</td><td style="height: 130.573px;">Individual</td></tr><tr style="height: 102.396px;"><td style="height: 102.396px; text-align: justify;">Self-Employment Udhyama Sheelatha Scheme  
</td><td style="height: 102.396px; text-align: justify;">[Self-Employment Udhyama Sheelatha Scheme](http://adcl.karnataka.gov.in/en/self_employment.html "Click here for more details")  
</td><td style="height: 102.396px; text-align: justify;">Encouraging the youth from Schedule caste community, Corporation provides opportunities for self-employment by helping them to set up business units. </td><td style="height: 102.396px;">State</td><td style="height: 102.396px;">Individual</td></tr><tr style="height: 113.594px;"><td style="text-align: justify; height: 113.594px;">Self-Employment Direct Loan Scheme</td><td style="text-align: justify; height: 113.594px;">[Self-Employment Direct Loan Scheme](http://adcl.karnataka.gov.in/en/sep_direct_loan.html "Click here for more details")</td><td style="text-align: justify; height: 113.594px;">For Safai Karmachari / Manual Scavenger and their dependents direct microfinance for activities like vegetables and fruits,fish, meat, sheep, pig units as working capital for installing push-up units is Rs. 50,000 /- of these 50% loan and 50% subsidy.</td><td style="height: 113.594px;">State</td><td style="height: 113.594px;">Safai Karmachari / Manual Scavenger and their dependents  
</td></tr><tr style="height: 113.594px;"><td style="text-align: justify; height: 113.594px;">Airavata Scheme  
</td><td style="text-align: justify; height: 113.594px;">[Airavata Scheme](https://www.myscheme.gov.in/schemes/airavata "Click here for more details")  
</td><td style="text-align: justify; height: 113.594px;"><span data-slate-fragment="JTVCJTdCJTIydHlwZSUyMiUzQSUyMnBhcmFncmFwaCUyMiUyQyUyMmNoaWxkcmVuJTIyJTNBJTVCJTdCJTIydGV4dCUyMiUzQSUyMkElMjBzdWJzaWR5JTIwb2YlMjBScy4lMjA1JTJDMDAlMkMwMDAlMjB3aWxsJTIwYmUlMjBvZmZlcmVkJTIwdG8lMjBiZW5lZmljaWFyeSUyMHRvJTIwcHVyY2hhc2UlMjBhJTIwbGlnaHQlMjBtb3RvciUyMHZlaGljbGUlMjB0aHJvdWdoJTIwd2hpY2glMjBub3QlMjBvbmx5JTIwd2lsbCUyMHRoZSUyMGJlbmVmaWNpYXJ5JTIwZ2VuZXJhdGUlMjByZXZlbnVlJTIwYnV0JTIwYWxzbyUyMGl0JTIwcmVkdWNlcyUyMHRoZSUyMGJ1cmRlbiUyMG9mJTIwRU1JJTIwb24lMjB0aGUlMjBiZW5lZmljaWFyeS4lMjIlN0QlNUQlN0QlNUQ=">A subsidy of Rs. 5,00,000 will be offered to beneficiary to purchase a light motor vehicle through which not only will the beneficiary generate revenue but also it reduces the burden of EMI on the beneficiary.</span></td><td style="height: 113.594px;">State</td><td style="height: 113.594px;">Safai Karmachari / Manual Scavenger and their dependents  
</td></tr><tr style="height: 113.594px;"><td style="text-align: justify; height: 113.594px;">Prerana (micro Credit Finance) Scheme</td><td style="text-align: justify; height: 113.594px;">[Prerana (micro Credit Finance) Scheme](https://www.myscheme.gov.in/schemes/prerana "Click here for more details")</td><td style="text-align: justify; height: 113.594px;">To encourage women from urban and rural areas to set up self-help groups and help them to set up a productive business and turn them profitably</td><td style="height: 113.594px;">State</td><td style="height: 113.594px;">Safai Karmachari / Manual Scavenger and their dependents</td></tr><tr style="height: 130.391px;"><td style="text-align: justify; height: 130.391px;">Land Purchase Scheme</td><td style="text-align: justify; height: 130.391px;">[Land Purchase Scheme](https://ksskdc.kar.nic.in/scheme.aspx "Click here for more details")</td><td style="text-align: justify; height: 130.391px;">Financial assistance will be given to SC/ST women agriculture labors to own 02 Acres of Dry land or 01 Acre of wet land. Unit Cost is Rs 15.00 lakhs. In Bengaluru Urban, Bengaluru Rural, and Chik Ballapur Districts Rs 20.00 lakhs. 50% is subsidy and 50% is loan. They are eligible to get bore well under Ganga Kalyana scheme, if the land has no irrigation facility.</td><td style="height: 130.391px;">State</td><td style="height: 130.391px;">Safai Karmachari / Manual Scavenger and their dependents</td></tr><tr style="height: 113.594px;"><td style="text-align: justify; height: 113.594px;">Two Wheeler Scheme</td><td style="text-align: justify; height: 113.594px;">[Two Wheeler Scheme](https://ksskdc.kar.nic.in/scheme.aspx "Click here for more details")</td><td style="text-align: justify; height: 113.594px;">To provide 90% subsidy on two wheeler to purchase</td><td style="height: 113.594px;">State</td><td style="height: 113.594px;">Safai Karmachari / Manual Scavenger and their dependents</td></tr><tr style="height: 113.594px;"><td style="height: 113.594px;">Sucking and Jetting Machine Purchase Scheme</td><td style="height: 113.594px;">[Sucking and Jetting Machine Purchase Scheme](https://ksskdc.kar.nic.in/scheme.aspx "Click here for more details")</td><td style="text-align: justify; height: 113.594px;">To provide 75% of the subsidy to purchase sucking and jetting machine who want to do cleaning work. </td><td style="height: 113.594px;">State</td><td style="height: 113.594px;">Safai Karmachari / Manual Scavenger and their dependents</td></tr><tr style="height: 63.2031px;"><td style="text-align: justify; height: 63.2031px;">PLHIV Dhana Shree Yojana  
</td><td style="text-align: justify; height: 63.2031px;">[PLHIV Dhana Shree Yojana](https://kswdc.karnataka.gov.in/15/dhanashree/en "Click here for more details")  
</td><td style="text-align: justify; height: 63.2031px;">Helping HIV infected/affected women to become economically independent</td><td style="height: 63.2031px;">State</td><td style="height: 63.2031px;">HIV infected/affected women</td></tr><tr style="height: 63.2031px;"><td style="text-align: justify; height: 63.2031px;">Chethana Scheme  
</td><td style="text-align: justify; height: 63.2031px;">[Chethana Scheme](https://bangalorerural.nic.in/en/karnataka-state-women-development-corporation/ "Click here for more details")  
</td><td style="text-align: justify; height: 63.2031px;">Provide financial assistance provide to the sex worker for self employment and to lead a decent and dignified life.</td><td style="height: 63.2031px;">State</td><td style="height: 63.2031px;">Sex worker</td></tr><tr style="height: 80px;"><td style="text-align: justify; height: 80px;">Rehabilitation Programmes For Transgender</td><td style="text-align: justify; height: 80px;">[Rehabilitation Programmes For Transgender](https://kswdc.karnataka.gov.in/16/rehabilitation-of-transgenders/en "Click here for more details")</td><td style="text-align: justify; height: 80px;">Provide financial assistance provide to the transgender for self employment and to lead a decent and dignified life.</td><td style="height: 80px;">State</td><td style="height: 80px;">Transgender</td></tr><tr style="height: 93.7969px;"><td style="text-align: justify; height: 93.7969px;">Women's- Industries, Services, and Business(2.0 Lakhs subsidy)</td><td style="text-align: justify; height: 93.7969px;">[Women's- Industries, Services, and Business(2.0 Lakhs subsidy)](https://kmvstdcl.karnataka.gov.in/info-2/Self+Employment+Program/en#:~:text=Under%20this%20scheme%2C%20the%20Scheduled%20Tribe%20youth%20and%20women%20will,or%20a%20maximum%20of%20Rs. "Click here for more details")</td><td style="text-align: justify; height: 93.7969px;">Scheduled Tribe women will be provided with subsidy from the Corporation and bank loan facility to start self-employment units in small business, small industry and service sectors</td><td style="height: 93.7969px;">State</td><td style="height: 93.7969px;">Women</td></tr><tr style="height: 29.6094px;"><td style="text-align: justify; height: 29.6094px;">Svavalambhi Sarathi Scheme</td><td style="text-align: justify; height: 29.6094px;">[Svavalambhi Sarathi Scheme](https://kmvstdcl.karnataka.gov.in/info-2/Self+Employment+Program/en#:~:text=Under%20this%20scheme%2C%20the%20Scheduled%20Tribe%20youth%20and%20women%20will,or%20a%20maximum%20of%20Rs. "Click here for more details")</td><td style="text-align: justify; height: 29.6094px;">Under this scheme, the Scheduled Tribe youth and women will be provided with subsidy from the Corporation and bank loan facility to start self-employment units in small business, small industry and service sectors</td><td style="height: 29.6094px;">State</td><td style="height: 29.6094px;">Scheduled Tribe youth and women</td></tr><tr><td style="text-align: justify;">Street Vendors Card/PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi)</td><td style="text-align: justify;">[Street Vendors Card/PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi)](https://www.myscheme.gov.in/schemes/pm-svanidhi "Click here for more details")</td><td style="text-align: justify;">To formalize the street vendors and open up new opportunities for this sector to move up the economic ladder</td><td>Central</td><td>Street vendors</td></tr><tr><td>Self-Employement Udhyama Sheelatha Scheme</td><td>[Self-Employement Udhyama Sheelatha Scheme](https://kmdc.karnataka.gov.in/29/self-employment-scheme/en "Click here for more details")</td><td style="text-align: justify;">To start or improve a small-scale handicraft industry, service sector and agro-based activities</td><td>State</td><td>Individual belongs to minorities</td></tr><tr><td style="text-align: justify;">Economic Support Programme for Unemployed Youths-( Subsidy for self employment through Development Corporations/Bank Loan)</td><td style="text-align: justify;">[Economic Support Programme for Unemployed Youths-( Subsidy for self employment through Development Corporations/Bank Loan)](https://site.bbmp.gov.in/departmentwebsites/welfare/welfareSchemes.html "Click here for more details")</td><td style="text-align: justify;">  
</td><td>State</td><td>Unemployed Youth</td></tr><tr><td style="text-align: justify;">Economic Support to Dr. B.R.Ambedkar Development Corporation for Micro Credit Scheme.</td><td style="text-align: justify;">[Economic Support to Dr. B.R.Ambedkar Development Corporation for Micro Credit Scheme.](https://site.bbmp.gov.in/departmentwebsites/welfare/welfareSchemes.html "Click here for more details")</td><td style="text-align: justify;">  
</td><td>State</td><td>Unemployed Youth</td></tr><tr><td>National Livelihood Mission - Ajeevika-Deendayal Antyodaya Yojana-National Urban Livelihood Mission (DAY-NULM)</td><td>National Livelihood Mission - Ajeevika-Deendayal Antyodaya Yojana-National Urban Livelihood Mission (DAY-NULM)</td><td style="text-align: justify;">To reduce poverty and vulnerability of the urban poor households by enabling them to access gainful self employment and skilled wage employment opportunities,resulting in an appreciable improvement in their livelihoods on a sustainable basis,through building strong grassroots level institutions of the poor.</td><td>Central</td><td>Households</td></tr><tr><td>Women training Programme  
</td><td>[Women training Programme](https://kswdc.karnataka.gov.in/18/women-training-programme/en "Click here for more details")  
</td><td style="text-align: justify;">To improve the skills to women belonging to lower income group, widows, destitute, SC/ST categories are envisaged. These programmes intend to develop entrepreneurial skills among women</td><td>State</td><td>Women</td></tr><tr><td>  
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