# Scheme 2: Thayi Bhagya Scheme [](https://schemesandentitlements.org/public/uploads/images/gallery/2023-11/n26thayi-bhagya-scheme-updates.png) ### What is Thayi Bhagya Scheme? The Karnataka Thayi Bhagya Scheme, specifically targets pregnant women and lactating mothers in the state. It's aim to provide essential, cost-free medical treatment to pregnant women. Under this initiative, the government offers cashless pre and post-delivery services, allowing beneficiaries to access treatment in government or empanelled private medical hospitals without financial burden. Eligibility is limited to women belonging to Below Poverty Line (BPL), Schedule Caste (SCs), and Schedule Tribe (STs) Category. The benefits encompass free delivery in private or government hospitals, cashless pre and post-pregnancy treatment, free transportation, checkups, and medicines. This scheme plays a crucial role in ensuring that economically disadvantaged women receive quality healthcare during pregnancy. The assistance covers the first two deliveries, and the government allocates Rs. 3,000 per delivery to private hospitals and Rs. 1,500 per delivery to government hospitals for treatment. The range of covered deliveries includes Cesarean, complicated, normal, and forceps deliveries. ### Key aspects related to Thayi Bhagya Scheme
**Benefits** | **Amount (Rs.)** | **Frequency** | **Applies to** | **Contribution by worker (Rs.)** | **Time specified (days)** | **Time taken (days)** | **Fee specified (Rs.)** | **Money spent (Rs.)** | **Timeline for submission** |
Thayi Bhagya Scheme | for two live births | Women | - |
**[Karnataka Department of Women and Child Development Portal.](https://dwcd.karnataka.gov.in/english "Click here to go to the website") [Karnataka Thayi Bhagya Scheme Guidelines.](https://govtschemes.in/sites/default/files/2023-03/Karnataka%20Thayi%20Bhagya%20Scheme%20Guidelines.pdf "Click here to read guideliness")**
### Why do domestic workers often fail to get benefits of Thayi Bhagya Scheme? **On-ground Implementation issue:** - Changes in residential addresses within Bengaluru following marriage pose a practical challenge in updating Aadhaar information. **Policy design issue:** - The policy design presents a complication where abortions are considered as live births, subject to the two-live-birth limit.