Livelihood & Self employment

The following schemes are approved for ~~unorganised~~unorganized sector workers to participate in self-employment or income-generating livelihood activities.

Scheme Name	Weblink for more information	Purpose of scheme	State/Central	Applies to Individual/Household
Shrama Shakthi Scheme	Shrama Shakthi Scheme	Religious minority community entrepreneurs will be trained in artistic and technical skills and provided a loan of ₹50,000/- with a 4% rate of interest, to be paid in 36 installments	State	Individual
Direct loans for business enterprise	Direct loans for business enterprise	To provide financial assistance in the form of loans to persons belonging to the State's Religious Minority Communities so as to help them to start their businesses or expand their existing ones	State	Individual
Self Employment Scheme	Self Employment Scheme	Subsidies will be provided to the religious minority communities with the help of Nationalized / Scheduled banks to start or improve a small-scale handicraft industry, service sector, and agro-based activitie	State	Individual
Samruddhi scheme	Samruddhi scheme	To collaborate, create a partnership with potential companies, and thereby promote 25,000 entrepreneurs in the State for three years	State	Individual
Subsidy Scheme For Purchase Of Taxi / Goods Vehicle / Passenger Autorickshaw	Subsidy Scheme For Purchase Of Taxi / Goods Vehicle / Passenger Autorickshaw	Subsidy of 33% on Vehicle value or up to a maximum of Rs 2,50,000/- will be given to each beneficiary to buy Auto Rickshaw/Taxi/Goods Vehicle.	State	Individual
Unnati Scheme	Unnati Scheme	To provide a comprehensive entrepreneurship platform for startups.	State	Individual
Prerana (micro Credit Finance) Scheme	Prerana (micro Credit Finance) Scheme	To encourage women from urban and rural areas to set up self-help groups and help them to set up a productive business and turn them profitably.	State	Individual
Udyogini Scheme	Udyogini Scheme	To assist women in gaining self-reliance and economic independence through self-employment, mainly through trade and the service sector. It also provides for a subsidy on loans from the Karnataka State Women’s Development Corporations for undertaking business activities/ micro enterprises through banks and other financial institutions.	State	Individual
Self-Employment Udhyama Sheelatha Scheme	Self-Employment Udhyama Sheelatha Scheme	Encouraging the youth from Schedule caste community, Corporation provides opportunities for self-employment by helping them to set up business units.	State	Individual
Self-Employment Direct Loan Scheme	Self-Employment Direct Loan Scheme	For Safai Karmachari / Manual Scavenger and their dependents direct microfinance for activities like vegetables and fruits,fish, meat, sheep, pig units as working capital for installing push-up units is Rs. 50,000 /- of these 50% loan and 50% subsidy.	State	Safai Karmachari / Manual Scavenger and their dependents
Airavata Scheme	Airavata Scheme	A subsidy of Rs. 5,00,000 will be offered to beneficiary to purchase a light motor vehicle through which not only will the beneficiary generate revenue but also it reduces the burden of EMI on the beneficiary.	State	Safai Karmachari / Manual Scavenger and their dependents
Prerana (micro Credit Finance) Scheme	Prerana (micro Credit Finance) Scheme	To encourage women from urban and rural areas to set up self-help groups and help them to set up a productive business and turn them profitably	State	Safai Karmachari / Manual Scavenger and their dependents
Land Purchase Scheme	Land Purchase Scheme	Financial assistance will be given to SC/ST women agriculture labors to own 02 Acres of Dry land or 01 Acre of wet land. Unit Cost is Rs 15.00 lakhs. In Bengaluru Urban, Bengaluru Rural, and Chik Ballapur Districts Rs 20.00 lakhs. 50% is subsidy and 50% is loan. They are eligible to get bore well under Ganga Kalyana scheme, if the land has no irrigation facility.	State	Safai Karmachari / Manual Scavenger and their dependents