Livelihood & Self employment
The following schemes are approved for unorganized sector workers to participate in self-employment or income-generating livelihood activities.
Scheme Name |
Weblink for more information |
Purpose of scheme |
State/Central |
Applies to Individual/Household |
Shrama Shakthi Scheme |
Shrama Shakthi Scheme |
Religious minority community entrepreneurs will be trained in artistic and technical skills and provided a loan of ₹50,000/- with a 4% rate of interest, to be paid in 36 installments | State | Individual |
Direct loans for business enterprise |
Direct loans for business enterprise |
To provide financial assistance in the form of loans to persons belonging to the State's Religious Minority Communities so as to help them to start their businesses or expand their existing ones | State | Individual |
Self Employment Scheme | Self Employment Scheme | Subsidies will be provided to the religious minority communities with the help of Nationalized / Scheduled banks to start or improve a small-scale handicraft industry, service sector, and agro-based activitie | State | Individual |
Samruddhi scheme |
Samruddhi scheme |
To collaborate, create a partnership with potential companies, and thereby promote 25,000 entrepreneurs in the State for three years | State | Individual |
Subsidy Scheme For Purchase Of Taxi / Goods Vehicle / Passenger Autorickshaw | Subsidy Scheme For Purchase Of Taxi / Goods Vehicle / Passenger Autorickshaw | Subsidy of 33% on Vehicle value or up to a maximum of Rs 2,50,000/- will be given to each beneficiary to buy Auto Rickshaw/Taxi/Goods Vehicle. | State | Individual |
Unnati Scheme | Unnati Scheme | To provide a comprehensive entrepreneurship platform for startups. | State | Individual |
Prerana (micro Credit Finance) Scheme | Prerana (micro Credit Finance) Scheme | To encourage women from urban and rural areas to set up self-help groups and help them to set up a productive business and turn them profitably. | State | Individual |
Udyogini Scheme | Udyogini Scheme | To assist women in gaining self-reliance and economic independence through self-employment, mainly through trade and the service sector. It also provides for a subsidy on loans from the Karnataka State Women’s Development Corporations for undertaking business activities/ micro enterprises through banks and other financial institutions. | State | Individual |
Self-Employment Udhyama Sheelatha Scheme |
Self-Employment Udhyama Sheelatha Scheme |
Encouraging the youth from Schedule caste community, Corporation provides opportunities for self-employment by helping them to set up business units. | State | Individual |
Self-Employment Direct Loan Scheme | Self-Employment Direct Loan Scheme | For Safai Karmachari / Manual Scavenger and their dependents direct microfinance for activities like vegetables and fruits,fish, meat, sheep, pig units as working capital for installing push-up units is Rs. 50,000 /- of these 50% loan and 50% subsidy. | State | Safai Karmachari / Manual Scavenger and their dependents |
Airavata Scheme |
Airavata Scheme |
A subsidy of Rs. 5,00,000 will be offered to beneficiary to purchase a light motor vehicle through which not only will the beneficiary generate revenue but also it reduces the burden of EMI on the beneficiary. | State | Safai Karmachari / Manual Scavenger and their dependents |
Prerana (micro Credit Finance) Scheme | Prerana (micro Credit Finance) Scheme | To encourage women from urban and rural areas to set up self-help groups and help them to set up a productive business and turn them profitably | State | Safai Karmachari / Manual Scavenger and their dependents |
Land Purchase Scheme | Land Purchase Scheme | Financial assistance will be given to SC/ST women agriculture labors to own 02 Acres of Dry land or 01 Acre of wet land. Unit Cost is Rs 15.00 lakhs. In Bengaluru Urban, Bengaluru Rural, and Chik Ballapur Districts Rs 20.00 lakhs. 50% is subsidy and 50% is loan. They are eligible to get bore well under Ganga Kalyana scheme, if the land has no irrigation facility. | State | Safai Karmachari / Manual Scavenger and their dependents |
Two Wheeler Scheme | Two Wheeler Scheme | To provide 90% subsidy on two wheeler to purchase | State | Safai Karmachari / Manual Scavenger and their dependents |
Sucking and Jetting Machine Purchase Scheme | Sucking and Jetting Machine Purchase Scheme | To provide 75% of the subsidy to purchase sucking and jetting machine who want to do cleaning work. | State | Safai Karmachari / Manual Scavenger and their dependents |