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Step 2.7: Disability Pension | ಅಂಗವೈಕಲ್ಯ ಪಿಂಚಣಿ (WIP)

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The Disability Pension Scheme offers financial support to registered construction workers who are partially disabled due to any disease or accident at the worksite.
What are the workers entitled to?

The Board or an authorized officer may approve a monthly disability pension of Rs. 2000, as per the Government of Karnataka Notification, for a beneficiary who is partially disabled due to any disease or accident at the worksite. Additionally, an ex-gratia payment of not more than Rs. 2,00,000 (Rupees two lakhs only) may be sanctioned, depending upon the percentage of disability.

What are the eligibility criteria?

A worker should be disabled

What documents are required for application?
  1. Original ID card submitted to the Board
  2. Photocopy of beneficiary's bank passbook
  3. Provide a Living Certificate every year
  4. Ration Card
  5. Employer Certificate
  6. Medical Report
  7. ID card issued by the department for the empowerment of differently abled and Senior citizens
  8. Photocopy of the disabled beneficiary
  9. Application can be submitted within 6 months from the date of issue of disability ID card by the competent authority
  10. In case of death of the Beneficiary Nominee should provide a death certificate to the Board
  11. Application in Form XIV
  12. subscription certificate by SLI/LI

Click here to apply for Disability pension 

What is the Procedure for applying for a disability pension?
  1. Applicant needs to submit the application.
  2. Application processing and Verification by Senior/ Labour Inspector.
  3. Review and Approval by the Assistant Labour Commissioner

Common reasons why construction workers fail to receive the benefits under disability pension scheme

Exclusion owing to eligibility condition

Labor must be registered as a construction worker to qualify for the scheme.

Exclusion owing to on-ground implementation
  • Handling pensions of various types falls under the jurisdiction of the Revenue Department, posing increased complexities in the process
  • Obtaining a disability certificate is challenging for individuals with disabilities who need to visit hospitals
  • Upon receiving an acknowledgment, applicants are required to visit a specific designated hospital.

Only individuals with 50% or more disability are eligible for these pensions. 

Application process involves applying online.

Women with disabilities are required to submit their applications to the Women and Child Development (WCD) department to obtain the necessary certificate, serving as an additional prerequisite.

According to the Mitr Sanketa's interaction with women in Bangalore, approval is granted to only 3-4 individuals out of 5000 applicants, and the specific reasons for rejection are undisclosed or unshared.

Examples of CSOs going the extra mile to get work done

  • CFAR engaged in discussions with the health/disabilities department to propose the organization of camps.
  • The initiative aimed to streamline processes by bringing document-signing authorities directly to communities, eliminating the need for disabled individuals to visit hospitals.
  • Additionally, CFAR staff regularly participated in monthly UDID grievance meetings with officials from the CSC.
  • Despite receiving approval, the printing of cards was a time-consuming step. Through CFAR's advocacy with the department, the necessity for a printed card has been eliminated, and a downloadable version is now deemed sufficient.
  • CFAR did an outreach program with India Post Payments Bank (for awareness on opening low-cost bank accounts to avail of the various schemes Aadhaar-linked or other schemes).

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