Step 2.3 Accident Benefits

What is accident benefits under BoCW?

The Accident Benefit is a component of the welfare provisions for construction workers in Karnataka, India, aimed at providing financial assistance to registered construction workers who experience unforeseen and sudden events leading to death or permanent, total, or partial disablement.

1. When a registered construction worker experiences an accident during their employment, the employer is obliged to provide compensation as per the Employee's Compensation Act, 1923.

2. The Secretary or an authorized representative may allocate compensation as follows: 50% in a Fixed Deposit in a National Bank and 50% through an account payee cheque or Direct Benefit Transfer (DBT). The compensation amounts are as follows: Rs. 5 Lakh for the deceased beneficiary or the first living nominee in the event of death, Rs. 2 Lakh for permanent total disablement, and Rs. 1 Lakh for permanent partial disablement, proportionate to the degree of disablement as defined by the Employee's Compensation Act, 1923.

What is the eligibility criteria for accessing benefits from accident benefit scheme?