Summary of key issues in accessing schemes

KeyWorkers Issuesface a number of issues in Accessingaccessing Schemes:schemes and these are summarised on this page. BoCW schemes do not have any components that address social deprivations except scholarships for children.

DELIBERATE EXCLUSIONS

1. of certain job profiles within the sector: certain construction job profiles, like gardeners and parking area employees, are not covered.
2. some components are available based on domicile in state such as marriage allowance.
   
3. Digital exclusion: those without smartphones (or any phone at all)
4. Against the backdrop that the BoCW schemes do not have an underlying SC/ST component, schemes for the upliftment of SC/ST communities managed by the SC/ST Corporation are primarily for locals, leading to exclusion of SC/ST migrants.

LimitedSCHEME Awareness:AWARENESS/ KNOWLEDGE related challenges

1. Awareness is limited: Workers lack awareness of available schemes.schemes, in some cases even after having spent 20 years in this occupation.

SUPPORTING DOCUMENTATION related challenges

1. DocumentDocumentation Challenges:related gaps: Issues with supporting documents, including Aadhaar card discrepancies, name/age mismatches, absence of bank passbooks, and challenges in Aadhaar seeding for bank accounts.
   

ResourceTECHNOLOGY/ Constraints:PROCESS related challengesLack

of personal smartphones or having to share them, coupled with difficulties in remembering login details.

1. Job Profile Exclusion: Certain construction job profiles, like gardeners and parking area employees, are not covered.
   
2. Trust Concerns: Some CSOs charging fees, hesitancy in sharing documents, and reservations about using cyber cafes affect trust.
   
3. Systemic Problems:problems: The Seva Sindhu portal experiences intermittent slowdowns, and there are limitations on document upload size, often restricted to around 2 megabytes.

Resource

Additionally,

constraints:

Lack of personal smartphones or having to share them, coupled with difficulties in remembering login details.
1. HealthScheme andcomponents Entitlements:such Basicas Pensions falling under the Revenue department are more difficult to obtain whereas basic health, accident, and other entitlements under the jurisdiction of the laborLabor department.department are much easier to obtain procedurally.
   
2. Pensions Challenges: Issues such as pensions of all kinds are dealt with by the Revenue Department and more difficult to deal with.
   
3. Limitations for Out-of-State Individuals: Challenges for individuals from other states in accessing schemes, even under the Labor card, with restricted entitlements.
4. Non-Caste-Based Labor Schemes: The Labor department's schemes are not based on caste.
5. SC/ST Community Schemes: Schemes for SC/ST communities managed by the SC/ST Corporation, primarily for locals, leading to challenges for SC/ST migrants.
6. Dual Card Possibilities: Potential benefits for individuals with both SC and labor cards.
7. Scholarship Documentation Challenges:documentation: Tight timelines and documentation challenges for scholarships requiring income and caste certificates. While income certificates are valid for 5 years, caste certificates remain valid for life. However, individuals often discover their expired income certificates when applying for scholarships, resulting in missed deadlines.

BEHAVIOURAL challenges

1. Trust concerns: Some other CSOs charge fees, hesitancy in sharing documents, and reservations about using cyber cafes affect trust.